Skip to content
Profile photo of a State Farm Agent named: Joe Freund
State Farm® Insurance Agent

Joe Freund

J Freund Ins and Fin Svc Inc

1732 Divisadero St
San Francisco, CA 94115

Between Sutter and Bush

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


1732 Divisadero St
San Francisco, CA 94115



Welcome to Joe Freund State Farm! I opened my State Farm agency in 2003. I love being an insurance agent because of the daily opportunities I get to coach people and help them live their ideal financial lives. I am proud to serve the residents of San Francisco and the surrounding area.

Insurance can often be overwhelming and confusing, but I am here to simplify the process for you. As your dedicated insurance agent, my primary focus is to be your advisor. I believe in building strong relationships with my customers, taking the time to listen to your unique needs, and tailoring insurance options that meet those needs precisely. From home and auto insurance to business and life insurance, I will guide you through the various coverage options available, ensuring you understand the benefits and limitations of each policy.

My hardworking team handles auto insurance, life insurance, disability insurance, earthquake insurance, pet insurance, and more, including a variety of financial services.

I come from a State Farm family, literally! My dad, sisters, and uncle were all State Farm agents. The culture of State Farm drew me in, and the relationships I've built with my customers keep me coming back. I take pride in being a caring, transparent agent and aim to serve providing helpful advice to my customers.

I value staying involved in the business and my community and supporting diversity and inclusion efforts. As an LGBTQ+ agent, I love supporting this community and working with several local organizations serving LGBTQ+ youth and parents. I work with the State Farm Diversity & Inclusion team and am a member of Equality California, a state-wide civil rights organization for LGBTQ+.

We hope you are having a wonderful summer in San Francisco! Meet with us virtually so you don’t have to miss a summer activity! We’d love to help you by going over your current insurance coverages.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Mutual Funds, Annuities

Kid friendly volunteer opportunities

Getting kids involved in volunteer opportunities can help instill a spirit of giving at a young age. Use these steps to generate volunteer ideas for kids.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

The lease signing process: What you need to know

It's tempting to sign the rental agreement and move in. But it's better to take a step back and ask the right landlord-tenant questions before moving forward

View More Articles

My office is dedicated to serving a diverse community and understanding the unique needs of every customer. As our State Farm customer's needs change, we change with them by offering options that achieve their respective life goals. Our mission is to provide quality service to the city of San Francisco and beyond. We offer insurance products including Auto Insurance, Life Insurance, Pet Insurance and more. Our team is here to assist you through the hurtles of everyday life. Give us a call today!

As a tight-knit team, we genuinely care about each other's personal and professional triumphs. What makes us stand out is our unwavering commitment to delivering exceptional customer service. We take pride in taking the time to educate our customers, ensuring they are able to comprehend their risk exposure when seeking auto insurance, earthquake insurance, life insurance, or disability insurance. We are constantly on a journey of self-improvement, seeking knowledge every day. Our aim is to foster an environment that not only encourages growth but also infuses fun and creativity into our pursuit of goals.

our team image 0 our team image 1 our team image 2
Sasha Viney State Farm Agent Team Member

Sasha Viney

Account Manager

My name is Sasha Viney and I moved to San Francisco from Sydney, Australia in 2015. I chose this amazing city for it's culture, diversity and vibrant energy. I have over 15 years of customer service experience and felt it was a great step moving into my role as Risk Manager for Joe's team as I love interacting with people and making sure all their needs are met.
Michelle Ezzell State Farm Agent Team Member

Michelle Ezzell

Customer Service Manager

Mid-West transfer to California and love it! I have been in the insurance industry for over 16 years and am here to help in any way that I can. It is my passion to help our State Farm customers meet their goals and cover their families.
Kim Beach State Farm Agent Team Member

Kim Beach

Account Manager

One of my passions has always been to help people. I have worked in Customer Service for over ten years, which, fortunately, even led me to travel the globe for work. Settling back to San Francisco, I was searching for a job that allowed me to continue to assist people. I have definitely found that working for Joe, this team truly cares about ensuring the customers' needs are always fulfilled.

Beth Leonard State Farm Agent Team Member

Beth Leonard

Account Representative

Since 2005, I have had the pleasure of working with some pretty fantastic California State Farm Agents and their Team members, more specifically here in San Francisco since 2007. As we navigated through a recession and a pandemic together, I can't think of a more solid company to represent than State Farm. Helping people understand how we are able to help protect their assets, their future and their families has been extremely rewarding.

William Yee State Farm Agent Team Member

William Yee

I’m a San Francisco native and I have 14 years of property and casualty insurance experience with State Farm. My passion for helping people navigate through their insurance needs has grown over the years, and I’m committed to providing great service to our valued customers. Beyond the insurance world, I have a range of interests that keep me energized and engaged. In my downtime, you can often find my wife and me trail running, watching movies, attending concerts, and cheering for our favorite Bay Area sports teams. My curious mind also enjoys solving complex Rubik’s Cube-type puzzles, which offer a great mental challenge, but also give me a feeling of relaxation and calmness.

Debbie Doyle State Farm Agent Team Member

Debbie Doyle

Born and raised right here in the Bay Area. I've worked in the insurance industry for over 20 years, the last few years being with Joe's agency. I take pride in assisting State Farm customers with their insurance needs. In my spare time, I enjoy partaking in the many things the Bay Area has to offer with my husband and daughter.
Michelle Harrell State Farm Agent Team Member

Michelle Harrell

I was born and raised in Northern California but have spent my adult life living all over the West Coast. My professional life has primarily been focused on operations management and HR. I assist Joe and the team with anything they need, and I love doing it! I'm so thankful to be part of such a kind, empathetic group of people!

In my free time I love hanging out with my rescue dog, Kai, reading, hiking around the Pacific Northwest, and building Legos with my husband! I am happy to assist you with anything you need or guide you to the right person who can help!